Ace the Texas Law Module 2026 – Smash the 20-Hour Power Test!

In Texas, real estate inspectors are required to have errors and omissions insurance, commonly referred to as E&O insurance. This type of insurance provides coverage for claims made against the inspector for negligence, inadequate work, or mistakes in the inspection process. E&O insurance is crucial for protecting inspectors against potential lawsuits and financial losses stemming from unintentional errors that could harm their clients.

While general liability insurance and workers' compensation insurance are important types of coverage for various types of businesses, they are not specifically mandated for real estate inspectors under Texas regulations. Health insurance, while essential for personal health and wellbeing, does not pertain to professional liability and is not a requirement in the context of real estate inspection. Therefore, errors and omissions insurance stands out as the necessary insurance type for ensuring compliance with Texas laws governing real estate inspectors.